What is the difference between Med Pay and PIP?

Like medical payments coverage, personal injury protection (PIP) helps pay for your or your passengers’ medical expenses after a car accident, regardless of who caused the accident.

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What is PIP?

Personal Injury Protection (PIP) coverage is the portion of a car insurance policy that provides medical expenses and work loss coverage for you and your passengers after a car accident, regardless of fault. PIP coverage is often a requirement in “No-Fault” states, as it covers your injuries, no matter who caused the accident.

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What is Medical Payments Coverage?

 

Medical payments coverage is part of an auto insurance policy. It may help pay your or your passengers’ medical expenses if you’re injured in a car accident, regardless of who caused the accident. This coverage is optional and not available in all states.

 

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KFGH Law is pleased to announce Eric C. Shinaman has joined the firm

Krevolin, Feinstein, Gorman and Herrmann, P.C. is pleased to announce that Eric C. Shinaman has joined the firm as an associate attorney.

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Massachusetts Dram Shop Claims

A claim brought against someone who has injured you while they were intoxicated is known as a “dram shop” claim.  (Historical note: the name comes from the fact that alcohol was traditionally sold by a unit of measure called a “dram.”) If you are injured by someone whose intoxication played a part in causing an accident, you can usually bring a personal injury lawsuit against that person. In many states, including Massachusetts, the law also allows you to hold an alcohol vendor civilly liable for providing alcohol to the intoxicated person who caused your injuries.

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Your Totaled Car and Car Taxes

What to do if you find yourself with a totaled car after an accident, a very often overlooked aspect of dealing with a car accident is the excise tax. You have just been through an often traumatic incident and may have suffered injuries. When you are dealing with trying to get the medical care you need and dealing with the insurance companies to get your money it is easy to forget about taxes and other fees that may be due on your car.

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